What is EFT?

Electronic Funds Transfer is a secure transmission of payment information from our bank account to yours. It is similar to having your paycheck direct deposited.

How do I sign up?

  • Submit verification letter from your financial institution verifying your account.
  • Download and Complete the EFT Authorization Form; MUST attach a voided check, and include credentials for 13network.com
  • If you are a single payment check recipient, your business address on the EFT authorization must match the address on PACER.
  • Complete an EFT Name ID Form (You may have multiple Name IDs, use the How to Locate Name ID document.
  • Upload all EFT documents as a single document (2299999_3717_EFT_SignedBundle_For_TammyLTerry.pdfto our office using https://www.bkdocs.us and we’ll contact you when your account has been set up.
  • Download a copy of the 13Network Agreement from our website and send it in if you want a private account to view voucher information.


What are the advantages?

  • There is no cost to you!
  • The check will not be delayed by the post office.
  • The check will not get mangled by the post office.
  • The check will not get misdelivered by the post office.
  • The check will not get delayed by mechanical problems at the Trustee’s office.
  • Your voucher information can be imported into your accounting software from the 13Network.
  • You can get your voucher information emailed to your office.
  • Your voucher information can be restricted so that others in your office cannot view it.
  • No more finding the endorsement stamp and sending an employee to the bank (or going there yourself).

What are the disadvantages?

  • The “EFT Effective” date is always two business days after our disbursement date.
  • This means that the payment will arrive in your bank anywhere between the Friday after disbursement to the following Monday (our disbursements are generally on Thursdays), depending on when your bank interacts with The Fed each evening.
  • You may need to work with our office to consolidate name records on our system.
  • Changes to the firm name on your CH 13 Petition could result in not getting electronic payments to the new name.

    How long does it take to set up EFT?

    • The cut off for EFT setup is the 15th of the prior month.
    • We will update your records on our system within a few days of receipt of your request.
    • We will send a “pre-note” file to your bank to confirm that funds can go through.
    • If there are no problems after 10 business days we will switch your account to “live” status and you will receive
      an electronic disbursement the following month.
    • Our office will contact you with the first EFT disbursement information for you to confirm.

    Can I leave the EFT program?

    • Yes, this is a completely voluntary program.
    • Complete the EFT Termination form and send it to the Trustee using https://bkdocs.us.
    • We will confirm that the account has been returned to normal status.
    • Please send us feedback on why you are leaving the program.
      Will I get other checks electronically?
    • Only monthly disbursement checks for the account registered with EFT will be deposited electronically. Checks issued via case closeouts will still be issued by paper.